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Insurance
at InHands

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Insurance at InHands

At InHands, we believe everyone deserves access to compassionate, high-quality care that supports their overall health and well-being. One of the most common questions we receive from patients is whether our services are covered by insurance. We completely understand why this question arises; navigating healthcare costs can feel confusing and overwhelming.

We want to be transparent from the start: InHands does not bill or work directly with insurance companies. While we are considered an "out-of-network" provider, many of our patients still find ways to make their care affordable by using Health Savings Accounts (HSAs) or Flexible Spending Accounts (FSAs). If you're considering care at InHands, we're here to walk you through what that means and how you might still use your benefits to cover your services.

Why We Choose Not to Bill Insurance

Our decision not to work directly with insurance companies is rooted in our commitment to providing you with the highest quality, personalized care. Insurance companies often impose limitations on the types of treatments, the length of visits, and even how often a patient can be seen. At InHands, we don't believe in one-size-fits-all healthcare. We want every treatment plan to be guided by your unique needs, not by the policies of a third-party payer.

By operating outside of insurance networks, our practitioners have the freedom to:

  • Spend more one-on-one time with each patient
  • Tailor treatment plans without restrictions
  • Offer a broader range of therapies and services
  • Focus on preventive and holistic approaches to health

Our approach allows us to maintain the highest standards of care without compromise. We understand that this model may not be the right fit for everyone, but for many of our patients, it has been a game-changer in their journey toward better health.

Using Health Savings Accounts (HSAs) and Flexible Spending Accounts (FSAs)

Although we don't bill insurance directly, there are still ways you can use pre-tax dollars to pay for your care. Many of our patients successfully use their Health Savings Accounts (HSAs) or Flexible Spending Accounts (FSAs) to cover the costs associated with their visits.

What is an HSA?

An HSA is a savings account that lets you set aside money on a pre-tax basis to pay for qualified medical expenses.

Funds in an HSA can be used to pay for a wide range of health-related services, including many of the treatments we offer at InHands. HSAs are typically paired with high-deductible health plans.

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What is an FSA?

An FSA is another type of savings account that allows you to set aside pre-tax dollars for healthcare expenses. FSAs are offered by many employers as part of their benefits packages. Unlike HSAs, FSAs often have a "use it or lose it" policy, meaning the funds must be used by the end of the plan year. Both HSAs and FSAs can be powerful tools to help you invest in your health while saving money on taxes.

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How to Use Your HSA or FSA at InHands

Using your HSA or FSA to pay for services at InHands is usually a straightforward process. Here are a few steps to guide you:

  • Check with Your Plan Administrator: Before your first appointment, it's a good idea to confirm which services are eligible for reimbursement under your specific HSA or FSA plan.
  • Request an Invoice: After your appointment, we can provide you with an itemized invoice detailing the services you received. This document will include all the necessary information for reimbursement, such as provider information, services rendered, and charges.
  • Submit for Reimbursement: You can then submit the invoice to your HSA or FSA administrator for reimbursement. Some plans may also provide debit cards you can use to pay at the time of service.

If you ever have questions about how to navigate this process, our team is more than happy to assist you.

We’re Here to Support You

We understand that the decision to pursue care outside of the traditional insurance model can feel daunting.

Our goal is to make the process as smooth, transparent, and supportive as possible. If you have any questions about payment options, HSAs, FSAs, or anything else, please don't hesitate to reach out. Your health and your journey matter to us. We are honored to be part of your care team and look forward to helping you achieve lasting wellness.

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Contact Us

If you have more questions or would like assistance with understanding your payment options, give us a call or send us an email. We are always happy to help you find the best path forward.

InHands Compassionate Care. Personalized Approach. Your Wellness, Our Priority.